About Us

Discover the Credit Union Difference
At Lakelands Federal Credit Union, our goal is to better the financial future of all our members. That promise will never change. We are committed to serving you, your family members and all of the folks who live, work, or worship in Greenwood County..

Our History
The credit union was chartered in 1975 to serve the employees of Greenwood Mills, Inc. in Greenwood, SC. We have a federal charter, which means we are regulated and insured by the National Credit Union Administration (NCUA), a U.S. Government agency. The credit union was known as Greenwood Mills Credit Association. At the time, there was a strong aversion to the word 'union'. The charter was expanded through the years to include all wholly owned subsidiaries of Greenwood Mills, Inc. We have served members in Georgia, North Carolina, Tennessee, and several South Carolina cities.
In October of 2000, with permission from NCUA, we changed our charter to enable us to serve anyone who lives, works, worships, or attends school in Greenwood County, SC. This change enabled us to diversify our membership. Or, in other words, we thought it best to not 'put all our eggs in one basket'. We believe that a more diversified membership will help us weather the tough times and enjoy the good times. We are operated by a professional staff under the guidance of a volunteer Board of Directors.
Credit Unions differ in philosophy from other financial institutions. Our philosophy, since our start, has been guided by the principle of "people helping people". Other financial institutions exist solely to make profits for their own owners/stockholders. This doesn't mean that they are bad, it does mean that you have a better alternative.

Board of Directors

  • Tommy Cox, Chairman
  • Willie Cartledge, Vice Chair
  • David Lawton, Secretary
  • W Rhett Dominick, Board Member
  • J Wilson Jones, Board Member

Supervisory Committee

  • Thomas Norman
  • W Rhett Dominick

Complaints and Disputes

P.O. Box 49353 Greenwood, SC 29649


  • Mary Kernells, CEO
  • Ron Davis, Operations/Loan Officer, NMLS # 473223
  • Niya Leverette, Customer Service & Loan Clerk
  • Mary Alice Buchanan, Bookkeeper
  • Erica Payne, Head Teller
  • Creighton Amyx, Teller
  • Comeka Cunningham, Teller